Unica Insurance Company Car Insurance Review

  • unica insurance

Unica Insurance Company Overview

company

If you are looking to get insurance in Ontario, you might want to consider getting insurance through Unica. Unica is one of the larger insurers in Ontario and it actually doesn’t operate in any other province. The company was founded back in 1955 and is actually a subsidiary of La Capitale General Insurance Company. La Capitale Gen. Insurance Company is actually one of the largest property and casualty insurers in all of Canada. This essentially means that Unica Insurance Company has a large wallet and is more than capable of being able to pay any claims that you make. The company offers insurance for consumers across Ontario and provides policies for things like homes, cars and businesses. Ontario is definitely one of Canada’s most populated provinces, which is why you Unica Insurance Company was able to make a $3,430,000 profit in 2015.

Products Offered by Unica Insurance

One of the things that might help you be able to choose whether you want to get insurance through Unica is looking at the products they have to offer. With so my different insurance companies that you could potentially choose from, it is extremely important to make sure that you have a look to see that an insurance company has what you are looking for. It is important to consider your future insurance needs and to consider the cost of insurance. Here are the things that you Unica Insurance Company currently has to offer:

Home insurance:

  • primary home
  • condo
  • tenant
  • rental
  • cottages and trailers

Automobile insurance:

  • private passenger vehicles
  • antiques
  • trailers
  • motorhomes

Business insurance:

  • Manufacturing
  • Wholesale
  • Contractors
  • commercial buildings
  • automotive
  • office and contents
  • builders

Unica Insurance Company Car Insurance Review

In order to be able to decide if you want to go with you Unica Insurance Company, you likely are going to want to have a look at their financial situation. One of the best ways being able to tell what a company’s current financial situation is, is to look at their total written auto premium. This number is essentially the total amount of money that the company collected through all of the auto premiums that they collected from their clients. Is important to remember that this number does not represent the total amount of money that they collected after claims were paid. Claim still have to be deducted from this amount, however, it is a good indication of how much repeat business the company is likely to have and whether or not they will be able to pay for claims. The Unica Insurance Company had a total written auto premium of $86,697,000 in 2015. This is definitely no small feat for any insurance company as this is definitely a lot of money, especially due to the fact that this company is solely located out of Ontario.

Unica Insurance Company Car Insurance Products:

products

Brokers:

One of the reasons you might want to consider going with Unica Insurance Company is due to the fact that they work with insurance brokers. The nice thing about working with insurance brokers is that you get one-on-one insurance meetings that allow you to be able to ask questions. Rather than just getting a quote online and getting your insurance an insurance broker will look at multiple playing options for you so that you can get the right coverage for your needs at the right price.

Claims:

if you need to make a claim on your insurance, you can get in touch with your broker during regular office hours. This allows you to be able to ask any questions that you might have regarding the accident and any paperwork they need to fill out. However, if you would like to file a claim outside of regular hours, the company also has a 24 seven emergency claims service allowing you to be able to make claims at any time of day. Not everyone operates in a 9-to-5 schedule anymore, which is why this is a very nice feature for you Unica Insurance Company to have available for their clients.

Review:

One of the main reasons why you might want to consider going with you Unica Insurance Company is due to the fact that each and every partner in the program is selected. In order to be selected, a very detailed review process is done in order to make sure that service quality, reliability and facilities meet the brand’s standards. Unica has very high standards for their staff and they want to be able to provide their clients with the best possible service in the industry. You should definitely feel safe getting insurance through Unica Insurance Company because even though the brokers who work for you do get commission, they are highly trained individuals whose sole purpose is to help you to be able to get insurance that works for you and that suits your needs.

Unica Insurance Company Total Sales/ ranking by province:

money

If you have a look at you Unica Insurance Company so far and are still interested, you might be interested to find out how much business this company actually produces in your area. The amount of business a company produces is a good thing to look at as it can help you be able to determine if the company would be able to pay for any claims that you make. It is extremely important to make sure the company is capable of being able to pay for your claims as your insurance would be invalid otherwise. To help you be able to learn how much money the company earns in your area, we have broken Canada down by its provinces and the total direct written premiums that you Unica Insurance Company collected in each of those provinces in comparison to the top 30 insurance companies. Here is what we found:

Province:Direct Written Premiums 2015Ranking on Top 30
NewfoundlandN/AN/A
Prince Edward IslandN/AN/A
Nova ScotiaN/AN/A
New BrunswickN/AN/A
QuebecN/AN/A
Ontario86,697,00019
ManitobaN/AN/A
SaskatchewanN/AN/A
AlbertaN/AN/A
British ColumbiaN/AN/A
Yukon TerritoryN/AN/A
Northwest TerritoriesN/AN/A
NunavutN/AN/A

Resources:

http://www.unicainsurance.com/cms/home/insurance

http://www.unicainsurance.com/cms/home/insurance/home-insurance

http://www.unicainsurance.com/cms/home/claims-centre

http://www.unicainsurance.com/cms/home/insurance/automobile-insurance

http://www.unicainsurance.com/cms/home/insurance/business