RSA Canada Car Insurance Review

  • RSA Insurance

RSA Canada Group Insurance Company Overview

company

RSA insurance group is a multinational insurance operation that operates in 28 different countries and that provides services and products in more than 140 countries around the world. RSA serves around 20 million customers globally, but this is a company that does exceptionally well in Canada. The RSA group was actually formed as a result of two companies known as Sun Alliance and Royal Insurance, merging in 1996. With over 13,500 employees RSA Canada Group has made itself extremely successful. The company operates under several different names including RSA Insurance, Johnson Inc. as well as RSA Travel Insurance. Amazingly, the company was actually ranked 5th in Canada in terms of profits, with a total profit in 2015 of $177,844,000, which is very impressive. RSA is certainly a massive insurance company and one that is not only profitable, but that provides their clients with the insurance coverage that they need.

Products Offered by RSA Canada Group Insurance

RSA Canada group is popular for a number of reasons. The main reason they are so popular is likely due to the fact that they offer such a wide range of coverage options for reasonable price tags. The company has a website that is easy to navigate and that is setup to allow users to easily learn about the coverage they can have and be able to find a broker to help them. RSA has links to each of its brands/ companies that it owns, directly on its website so that you can easily access the insurance provider that you need in your local area.  Here is a list of some of the many things that RSA Canada Group offers in terms of insurance coverage:

Home Insurance:

  • Condo
  • Tenant
  • Trailer
  • Watercraft
  • Landlord
  • Seasonal Home
  • Water damage

Auto Insurance:

  • Bundling (auto plus home insurance discounts)
  • Multiple vehicle discounts
  • First accident forgiveness
  • Employer auto insurance
  • Liability

Travel Insurance:

  • Multi-trip coverage
  • Comprehensive medical
  • Trip cancellation/ delay coverage
  • Emergency assistance

RSA Canada Group Car Insurance Review:

review

If you want to make sure that you are going with a high-quality insurance company, you may want to take a look at their total written auto insurance premium. This number can be a great indicator to look at in order to see how popular the company is as well as how well they operate their business. The total written auto premium literally means the total premiums that the company collected before paying out any claims. The number is not the company’s profits as claims do have to be deducted from this number before any profits can be had. The total written auto insurance for RSA Canada group was $1,203,783,000. This number is not the top in the insurance business by any means, but it is certainly up there. The company makes more than a quarter of the top total written auto premium for the top insurance company in the country, which is no small feat. This is definitely a company that you can trust to pay out your claims and one that will likely stick around for a very long time.

Car Insurance Products:

24/7 Claims:

One huge benefit of going with RSA Canada is that you won’t have to wait around for your claims to be processed like you might if you went with some other companies. The company provides 24/7 claims for all of its clients in order to make sure that everyone’s schedules can be worked with.

Discounts:

One large reason why this company has gotten so popular over the years is due to the large number of discounts that they offer. The company allows you to be able to bundle home and auto insurance and have multiple vehicle discounts. They also offer discounts if you have driven safely over time and they even give discounts to large companies and institutions who are looking for automotive insurance.

Air Miles:

If you like to travel, you may like this insurance company as a result of the points that they offer. You have to pay insurance anyway, so you might as well collect points for a vacation in the process. If you choose to go with RSA Canada Group, the company offers an air miles reward point for every $20 premium that is paid in insurance. An awesome deal if you like to travel and an offer that certainly adds up over time, especially if you bundle house and home insurance with RSA Canada Group.

Quotes:

Some companies do make it relatively difficult to be able to get a quote from them. The nice thing about RSA Canada Group is that you aren’t going to be stuck on the phone for hours and hours in an attempt to get a quote. With RSA, you can get a quote mailed to you or you have the option of talking to a customer service REP. The mailing option may not be as fast, but if you don’t have a lot of time on your hands, you can certainly save some by using this option.

Total Sales/ ranking by province:

sales

If you want to check to see if you are interested in going with a certain company, you may want to check to see what is popular in your area. One of the best ways to check to see if a company offers good rates and products is to check to see how popular they are in your province. This is also a good way to check to see how easy it is to get insurance with a certain company as it will give you an idea how easy the company is to get a hold of in your area. To help you be able to decide if RSA Canada Group Insurance is the insurance company you want to go with, we have created a table for you. The table compares RSA Canada group to 30 of the most popular insurance companies in the country and ranks them by their total direct insurance premium by Province. Here are the results:

Province:Direct Written Premiums 2015Ranking on Top 30
Newfoundland309,0002
Prince Edward Island3,881,0007
Nova Scotia58,414,0004
New Brunswick31,663,0009
Quebec107,844,0007
Ontario619,392,0008
Manitoba433,0009
Saskatchewan367,00015
Alberta237,032,0007
British Columbia40,441,0003
Yukon Territory2,517,0005
Northwest Territories2,227,0004
Nunavut1,666,0001

Resources:

https://en.wikipedia.org/wiki/RSA_Insurance_Group

https://www.rsagroup.ca/

https://www1.johnson.ca/auto-insurance