Pembridge Insurance Car Insurance Review

  • pembridge insurance

Pembridge Insurance Company Insurance Company Overview

company overview

If you are looking for a company that provides insurance throughout many provinces in Canada, you could definitely consider getting insurance from this company. Pembridge Insurance Company sells both property and automotive insurance in Canada. The company takes pride in informing its customers about the purpose of insurance and they also take pride in conforming to all policies set in place by various provinces in Canada. This is a company that has been around since 1999 and the trust of their customers is one thing that they highly value as a company. Even though Pembridge Insurance Company posted a loss of $2,745,000 in 2015, they did so as a result of making sure that their clients were paid the claims that they made. This insurance company certainly does a lot of business and is definitely capable of being able to pay out claims.

Products Offered by Pembridge Insurance

offered

To help you be able to decide if you want to get insurance with Pembridge Insurance Company, you should probably take a bit to learn about what they offer their clients. The company has different products available for both property and auto insurance in order to cover the basic needs of all people in Canada. Here are the current things that the company has:

Auto Insurance:

  • Private passenger vehicles
  • Artisan vehicles (work vehicles)
  • Antique Vehicles (any vehicle that is 30 plus years old)
  • Classic Vehicle (more recent manufacture or use, but does not qualify as an antique)

Property Insurance:

  • Liability
  • Content
  • Environmental
  • Casualty
  • Property
  • Tenant
  • Landlord
  • Season home
  • Mobile home
  • Condo

Pembridge Car Insurance Review

One thing you might be interested in finding out about Pembridge Company before deciding whether or not you want to get insurance with them, is their business. Seeing how much money a company makes helps to be able to reflect the quality of the policies they have as well as how easy they are for the general public to be able to get a hold of. One of the best ways of being able to see how much money a company makes is to see how much money they collect from automotive premiums. Since insurance companies never really know how many claims are going to be made within a year, this is definitely one of the best numbers to look at. Pembridge Insurance Company has a total written auto premium of $187,437,000 in 2015. This is among one of the larger amounts collected in the insurance industry and it is most definitely a respectable amount of business to conduct throughout Canada.

Pembridge Car Insurance Products:

My_Bridge:

If you have been thinking about potentially getting car insurance through Pembridge Insurance, you might want to take a look into My_Bridge. This program setup by Pembridge is a huge discount offering that the company allows all of their clients to take part in. My_Bridge is designed to reward drivers who drive safely. The program is simply run by a downloadable app that keeps track of how many km’s you have driven as well as how safely you are operating you vehicle. The best part of this discount program is that you can get up to 30 percent off of your premium, plus you get from 5-10 percent off, just for signing up.

Repair Guarantee:

One of the best reasons you might want to consider Pembridge Insurance Company is due to their auto repair option. If you have collision coverage on your policy and get into an accident you can choose to go to one of their Auto Pro program participants. If you go to one of these shops and have work done, the company guarantees the work for as long as you own the vehicle. This just helps to show how much Pembridge cares about making sure that repairs are done right and that your safety is never in doubt due to repair issues with your vehicle.

Extra Coverage Benefits:

One of the main reasons that you might want to consider going with this insurance company is due to all of the bonus coverage options they have available. The company has many benefits that you can pick up on your insurance to give you some peace of mind. Although these benefits might cost you extra money on your insurance premium, if you were to ever get into an accident, you would definitely be happy you had them. Here are some of the ones that they currently offer:

  • Medical Bills
  • Caregiver Fees
  • Replacement Income
  • Caregiver benefits and dependent care benefits
  • Housekeeping and other house maintenance costs

Claims:

Due to the large size of this insurance company, they attempt to make it as easy as possible for their clients to be able to submit claims. The company has a 24/7 service line available and they also have their own website that you can use to submit claims online. Sometimes with insurance companies, you will find that online claims take longer to process. With Pembridge, your internet claims are processed between the hours of 8:00 A.M. and 10:00 P.M. EST.

Pembridge Total Sales/ ranking by province:

total sales

If you are still having a difficult time being able to decide if you want to get insurance through Pembridge Insurance Company, you might want to see if they are actually available in your area before you get too ahead of yourself. Like some other big-name insurance companies, Pembridge doesn’t do business out of every single province in Canada. If you are looking to figure out if they do business in your area, you are likely going to want to have a look at the table that we made, below. This table shows the total direct written premiums that Pembridge Insurance Company made in each province as well as how Pembridge ranked in comparison to the top 30 insurance companies in each province. Here are those results:

Province:Direct Written Premiums 2015Ranking on Top 30
NewfoundlandN/AN/A
Prince Edward IslandN/AN/A
Nova Scotia11,179,0014
New Brunswick12,816,00011
QuebecN/AN/A
Ontario151,364,00015
ManitobaN/AN/A
SaskatchewanN/AN/A
Alberta11,993,00021
British ColumbiaN/AN/A
Yukon Territory15,00023
Northwest Territories56,00017
Nunavut13,00021

Resources:

https://www.pembridge.com/?eid=1162

https://www.pembridge.com/?eid=1079

https://www.pembridge.com/?eid=1136

https://consumer.pembridge.com/AutoProShops/EmailNoticeClaimAutoNoPro.aspx