Peace Hills Car Insurance Review

Peace Hills General Insurance Company Overview

If you are looking for an insurance company that offers exceptional service, you might be interested in trying out Peace Hills Gen. Insurance Company. The company has been serving Canada insurance since 1982. With over 200 staff working for them in 478 different independent broker offices this insurance company is very easy to access so long as you live near one of their locations. One of the nice things about going with an insurance company that has been around for a long time is that they have fairly deep pockets, which means you don’t have to worry about the odd loss here and there. Just because Peace Hills Gen. Insurance Company lost $4,083,000 in 2015, they have enough offices and enough workers to be able to take on that kind of a loss and continue to operate into the foreseeable future.

Products Offered by Peace Hills Insurance

To help you be able to decide if Peace Hills Gen. Insurance Company has insurance products that suit your needs, you need to know what all they have to offer. The company has been around since 1982 and over those years, they have definitely increased the number of insurance policies that they have to offer. It is important to keep in mind what sorts of products you might need in the future when choosing an insurance company as over time, you do tend to receive loyalty discounts. Here are the products that Peace Hills Gen. Insurance Company currently provides:

Automotive:

• Antiques
• Motorcycles
• personal vehicles

Home:

• buildings
• personal property/contents
• detached private structure
• living expenses (after an incident)
• liability
• medical expenses
• property damage
• replacement cost coverage
• natural disasters
• condos
• tenants
• rentals
• seasonal homes

Business:

• commercial fleet
• commercial property
• entrepreneur/home-based business
• farms
• equipment

Peace Hills Car Insurance Review

One good way of being able to decide if you want to get insurance through Peace Hills Gen. Insurance is to look to see how much business the company conducts on an annual basis. With insurance companies is hard to predict profits and losses as you never really know when there are going to be a lot of claims. It is more important to look to see the amount of business the company conducts as in the long-term, you’re going to see larger profits if a company conducts more business. In 2015, Peace Hills Gen. Insurance Company had a total written auto premium of $75,855,000. This is a substantial amount of business and definitely a sustainable and then a business for an insurance company or any company for that matter.

Peace Hills Car Insurance Products:

Automatic loss of use:

If you are over the age of 25, one awesome thing that this insurance company does for you is that they offer you coverage for loss of use on your vehicle. If you happen to get into an accident on your vehicle’s total and are being repaired, the company will cover you for the cost of a rental car during the time your vehicle is repaired. The cost of the rental car can definitely add up over time so this is definitely a nice benefit of getting insurance to this company.

Depreciation:

One thing that often concerns people about buying a new vehicle is that they won’t be covered for the full value of their vehicle in the event of an accident. Another awesome if it that this company gives to its drivers that are over the age of 25 is a waiver of depreciation. This waiver will cover the cost of your vehicle depreciating for a time in order to make sure that in the event of an accident you are covered and paid the full value of your vehicle and the same value that you purchased your vehicle at.

Discounts:

If you get insurance through Peace Hills General Insurance Company, you will find it very easy to be able to get a discount on your insurance. Even if you are a relatively new driver, you should be able to find a way to be able to get a discount through this company. You can lower your insurance premium by having both your automobile and house insurance policies through the company. Another easy way to be able to decrease your premium is to increase the size of your deductible if you happen to get into an accident. Other qualifying ways of reducing your insurance premium include being a policyholder for three or more years, ensuring all vehicles at your household through the company, and being between 35 and 70 years of age.

Non-owned vehicle coverage:

If you are someone who likes to take other people’s vehicles and are over the age of 25, you may definitely want to consider getting insurance through this company. Rather than sticking it to a friend or family member and forcing them to get coverage for you under their insurance, you can get your own insurance for free for non-owned vehicles through Peace Hills Gen. Insurance Company.

Peace Hills Total Sales/ ranking by province:

One thing that might help you be able to make a decision as to whether or not you want to go with this company is seeing how much business they do in various provinces throughout Canada. Is important to look at the amount of business that an insurance company does in your area as this reflects how easy they are to access and it also helps to reflect the quality of the policies that they possess. To illustrate this for you, we have decided to create a table showing the direct written premiums that the company collected in 2015. The table also shows how the company ranked in comparison to the top 30 insurance companies in each province and the amount of direct written premiums that they collected. Here is what we c\ with: