Desjardins Car Insurance Review

Desjardins General Insurance Group Insurance Company Overview

Desjardins General Insurance Company is the largest credit union in North America. The company has the third most profit of all companies in Canada with a total profit of $280,935,000. Desjardins General Insurance was founded in the year 1900 in Quebec. The company used to be based out of Alphonse Desjardins, which is how it got its name, but it is now based out of Montreal. Desjardins has made a big name for itself and serves more than 7 million members and clients around the globe. The company employs close to 50,000 people around the world, which is quite amazing considering the profit that they have had in the past. The employment is largely due to a number of Subsidiaries through Desjardin, which offer a wide spectrum of products and services for clients across the globe. In fact, Desjardin actually has over 20 different subsidiaries in its name. The massive company is active in over 50 different developing countries in the world and continues to expand regularly as profits increase.

Products Offered by Desjardins General Insurance Group

If you are looking to get insurance coverage for various things around your home, you won’t be able to find much that Desjardin doesn’t cover. The company offers insurance for your automobiles, pets, homes, and even your tenants. Desjardin has various policies and options for each of the various products that they offer so that they can meet the needs of all of their customers. Here is a breakdown of the various products Desjardin offers insurance for:

Automobile Insurance:

• Trailers
• Motorcycles
• Snowmobiles
• Camping trailers
• Buses
• Electric bikes
• ATVs
• Cars
• RVs

Pet Insurance:

• Accident
• Illness
• Dental
• Additional Coverage including alternative therapy, behavioral therapy, medicine
• Preventative coverage including exams and preventative medication

Property Insurance:

• Home
• Condo
• Tenants

Desjardins General Insurance Group Car Insurance Review:

A great way to tell if you are interested in picking up insurance by Desjardin is to look at how popular they are. This company had a total written auto premium of $2,623,634,000. This number does not mean that Desjardin collected this much profit in the span of one year, but this is how much money it collected before having to pay out claims to its customers. As you can probably tell Desjardin does a whole lot of business across North America and you can feel relatively safe getting your insurance from a company with this high of an auto premium as it is highly unlikely that they will have to pay out that much in the way of claims.

Desjardins Car Insurance Products:

One of the best ways of picking out your insurance company is to look at the actual products that they offer for car insurance to make sure that they have what you need. Desjardin offers a number of different car insurance package options to allow their customers to have peace of mind when they are driving. Here are some of the products Desjardin has that you might be interested in:

Ajusto:

This is one very cool thing that Desjardin offers. Ajusto is an app that allows you to get rewards for good driving. The app is downloadable to your smartphone and all you have to do is take your phone with you in order to potentially get rewarded. The app is a free download and if the app decides that you have been driving safely, you could potentially receive savings of up to 25 percent off your auto insurance premium. The great thing about Ajusto is that no matter how you drive, your insurance premium will not go up based on your bad driving habits. There is really no reason to not get this app if you are going to use Desjardin for insurance.

24/7 Claims:

One thing that you will definitely be a fan of when it comes to Desjardin is that you can file a claim at any time of day. We all know that insurance claims can take some time so it is nice that you can choose a time that you are free in the day and not have to put off calling the insurance company time after time.

Discounts:

Desjardin has one of the largest discount programs in the insurance industry. Desjardin has a Multi-Line discount if you have more than one vehicle that you want to insure. In addition, you will also find that Desjardin has winter tire savings and they even have a multi-line discount that will give you a discount if you get insurance on more than one thing with Desjardin.

Quotes:

If you are just shopping around and looking for an insurance company, one great thing that Desjardin offers is the option to get a quick quote. Simply put in some information and it will only be a matter of time before you get a rough estimate as to what your premium will cost. If you are sure you want to go with Desjardin, you can also take the time to get a detailed insurance quote even though you are not obligated to accept it after doing so. You can get your quote online quite easily just by visiting the Desjardin website or you can speak to a sales associate if you have any questions that you would like to ask.

Total Sales/ ranking by province:

A great way to tell if Desjardin is a good insurance company to go within your area is to see how they rank compared to the top insurance companies in your province. To do this and to show you how they rank, we have collected the direct written premiums for Desjardin in each of Canada’s provinces so that you can see how well they did in your area.  This table will hopefully be able to help you be able to determine if Desjardin is an insurance company you are interested in getting insurance with: