If you recently bought a car and are wondering if you can get insurance for it on the weekend, you’re in luck. Almost all car insurance providers realize that people have free time on the weekend. This essentially means that people buy cars over the weekend. For this reason, almost all car insurance providers have lines open 7 days a week. Depending on the insurance provider, the daily calling hours can vary. It does not hurt to check with your insurance provider to make sure that they are open during the hours you are planning to look at vehicles. Remember, It is extremely important to make sure that you contact your auto insurance provider and get insurance before driving a new vehicle.
- 1 Can I Drive A Car Without Insurance If I Just Bought It?
- 2 How To Get Car Insurance Before Buying A Car
- 3 Buying a New Car Insurance Grace Period
- 4 Do I Need Insurance Before I Buy a Used Car?
- 5 My Insurance Company Isn’t Open, Can I Switch Insurance Companies?
- 6 How Do I Get A Temporary License Plate?
- 7 Where Are My License Plates Required To Be Located?
- 8 To Conclude
- 9 Resources:
Can I Drive A Car Without Insurance If I Just Bought It?
It is illegal to drive a car without having auto insurance. However, this does not necessarily mean that you do not already have insurance coverage without calling your insurance company. Depending on your insurance policy, you may already be covered for a short period of time. It is extremely important to make sure that you check the declarations page on your insurance policy. It is here that you will be able to find out whether or not you will be covered under your current policy. If you are not, you should contact your insurance provider immediately. They can tell you exactly what you need to add to your insurance policy before you make a car purchase. You do not want to be caught driving without insurance.
How To Get Car Insurance Before Buying A Car
You can’t get car insurance on a car that you don’t actually own. Once the car is in your name, you can then activate your car insurance. If you want to make this process faster, you can call ahead of time for a quote. Although you might not have the VIN number of the vehicle, if you have the make, model and year of the vehicle, you should be able to get a quote. It shouldn’t take long to activate a policy for a quote on a car that you already set up.
Buying a New Car Insurance Grace Period
Depending on the insurance company that you are with, you might have an insurance policy grace period. Some insurance companies offer grace periods on vehicles, which allows you to have comprehensive and collision coverage on a new vehicle, even if you just have liability coverage. There are all sorts of different insurance companies that have different policies regarding new vehicles. If you are thinking about buying one, you definitely might want to give your provider a call to figure out the details.
Do I Need Insurance Before I Buy a Used Car?
In order to be able to drive a vehicle, you are going to need a license plate. In order to get a license plate, you have to prove that you have insurance. If you just need temporary insurance for a vehicle, you can get your insurance company to send you that via email if you need it. However, to be able to buy a used car and drive it off of a lot, you are going to have to prove to the dealership that you have insurance.
My Insurance Company Isn’t Open, Can I Switch Insurance Companies?
If you have just bought a vehicle and called your insurance company only to find out that they aren’t open, you might be wondering if you can switch insurance companies. Unfortunately, you do have to get in contact with your insurance company in order to cancel your policy. Once you get in contact with your insurance company, most companies allow you to cancel your policy at any time. However, there might be a notice period in place. The notice period might even mean that you might have to pay your insurance for that month. It really depends on the insurance company that you are dealing with. Cancellation fees are also something that you might come across. These are all things that you should take into consideration when you are picking out the best insurer to go with at policy renewal time.
How Do I Get A Temporary License Plate?
If you need to get a temporary license plate, there are several things that you must bring to your local service office. The first thing that you’re going to need is a signed ownership from the previous owner of the vehicle. Without this, there is no proof that you actually own the vehicle. The next thing you’re going to need is a pink slip proving that you have insurance. The pink slip also gives them the policy number that they need to prove this. In Canada, you do not need a safety certificate to get a temporary plate. A temporary license plate will last for 10 days and let you drive the vehicle wherever you need to so that you can get a safety certificate for it.
Where Are My License Plates Required To Be Located?
Different provinces in Canada have different rules in regards to license plates. Depending on where you live in Canada, you might have to have both a front and a rear license plate or just a real license plates. Here is a charge covering the different provinces and where you need to have your license plates located:
|Provinces||Requires a Front License Plate||Requires a Rear License Plate|
|Prince Edward Island||No||Yes|
Buying a car can be a split-second decision, but getting insurance can take some time. It is important to realize that you can add car insurance to your insurance policy before swapping the car over to your name. This will ensure that you won’t be in a rush to call up your insurance provider and get insurance for your vehicle. If you are worried about your insurance providers hours, it is a good idea to contact them. You do not want to go out looking at new potential vehicles without being able to contact your insurer. Some companies definitely close earlier than others and calling ahead of time can save you from potential mishaps.