The cost of insuring an SUV versus a sedan in Ontario will depend on several factors, including the make and model of the vehicle, the driver’s age and driving record, and the coverage options selected.
On average, SUVs tend to be more expensive to insure than sedans due to a number of factors, including:
- Cost: SUVs tend to be more expensive to purchase than sedans, which can result in higher insurance rates.
- Size: SUVs are typically larger and heavier than sedans, which can result in more damage in the event of an accident and higher repair costs.
- Safety features: Some SUVs may have more advanced safety features, such as four-wheel drive or stability control systems, which can increase the cost of insurance.
That being said, the cost of insuring a specific SUV or sedan will vary based on the specific make and model of the vehicle, as well as the driver’s individual circumstances. It’s always best to compare quotes from several insurance companies to find the best rate for your specific situation.
The cost of insuring an SUV in Ontario will depend on several factors, including the make and model of the vehicle, the driver’s age and driving record, and the coverage options selected. That being said, some SUVs are typically cheaper to insure than others due to factors such as cost, safety features, and the likelihood of theft.
Here are some SUVs that are typically considered to be among the cheapest to insure in Ontario:
- Honda CR-V
- Toyota RAV4
- Subaru Forester
- Mazda CX-5
- Kia Sportage
As for average insurance rates, it’s difficult to provide a specific number without knowing your individual circumstances, such as your age, driving history, and the coverage options you choose. However, it’s safe to say that the average insurance rate for one of these vehicles can range anywhere from $1,000 to $2,000 per year or more, depending on the specific circumstances.
Keep in mind that the best way to determine the cost of insuring a specific SUV is to get quotes from several insurance companies and compare the rates and coverage options. An independent insurance agent can also be a valuable resource in helping you find the right coverage for your SUV.
Here are some sedans that are typically considered to be among the cheapest to insure in Ontario:
- Honda Civic
- Toyota Corolla
- Hyundai Elantra
- Kia Forte
Whether an SUV is safer than a sedan in an accident depends on several factors, including the specific make and model of the vehicles involved, the type of crash, and the safety features of each vehicle.
In general, SUVs tend to offer better protection in certain types of accidents, such as rollovers, due to their higher ground clearance and heavier weight. However, in other types of crashes, such as head-on collisions, the larger size and weight of SUVs can also make them more dangerous.
Sedans, on the other hand, tend to be more maneuverable and have a lower center of gravity, which can make them more stable and less prone to rollovers. However, they can also be less protective in certain types of crashes.
Ultimately, the safety of a vehicle in an accident depends on a variety of factors, and it’s important to consider both the make and model of the vehicle, as well as its safety features, when choosing a car. Some of the most important safety features to look for include airbags, anti-lock brakes, electronic stability control, and advanced driver assistance systems such as automatic emergency braking and lane departure warning.