Here are some common car insurance discounts that you can ask for:
- Multi-policy discount: If you have multiple policies with the same insurance company, such as home and car insurance, you may be eligible for a discount on your car insurance premium.
- Safe driver discount: If you have a clean driving record and no accidents or traffic violations, you may be eligible for a discount on your car insurance premium.
- Good student discount: If you’re a full-time student with a good academic record, you may be eligible for a discount on your car insurance premium.
- Low mileage discount: If you drive a low number of miles each year, you may be eligible for a discount on your car insurance premium.
- Anti-theft discount: If you have anti-theft devices installed in your car, such as a car alarm or GPS tracking system, you may be eligible for a discount on your car insurance premium.
- Defensive driving discount: If you complete a defensive driving course, you may be eligible for a discount on your car insurance premium.
- Loyalty discount: If you have been a customer of the same insurance company for a long time, you may be eligible for a discount on your car insurance premium.
- Group discount: If you’re a member of a group or organization, such as a professional association or a university alumni group, you may be eligible for a discount on your car insurance premium.
- Automated payments discount: If you set up automatic payments for your car insurance premium, you may be eligible for a discount.
- Paperless discount: If you opt to receive electronic statements and communications instead of paper ones, you may be eligible for a discount on your car insurance premium.
It’s important to note that not all insurance companies offer all of these discounts, and the availability and amount of each discount may vary by state and insurer. Be sure to ask your insurance company about these and any other discounts you may be eligible for to help reduce your car insurance costs.
Which auto insurance has the most discounts?
It’s difficult to provide a comprehensive list of auto insurance companies in Ontario that offer the most discounts, as the number and type of discounts offered can vary greatly depending on the company, the policy, and other factors.
However, some of the largest insurance companies in Ontario, such as Allstate, Aviva, Desjardins, Intact, and TD Insurance, typically offer a range of discounts to their customers