Greater Sudbury is a city in Ontario and is also known as Sudbury. The municipality of this city is the 7th largest in Canada. As per the 2011 census, the population was estimated at 160,274. The city of Sudbury connects to other cities by means of highways 17, 144, and 101. The Greater Sudbury Transit serves the public and there is also an airport in this city. The history of this city is closely connected to mining which plays a major role in the economy. There are 3 post-secondary educational institutions in Sudbury and are a hub for diverse cultures.
In Sudbury, it is a requirement to carry active car insurance to drive on the roads. We compared the car insurance rates for various providers in Sudbury using a sample car and driver profile. There was also a comparison survey done for some of the neighborhoods in Sudbury for car insurance rates.
Who Has the Cheapest Car Insurance Quotes in Greater Sudbury
| Rank | Auto Insurance Company | Annual Rate |
| 1 | Travelers (Dominion Product) | $1,425 |
| 2 | The Co-operators | $1,455 |
| 3 | Travelers (Chieftain Product) | $1,488 |
| 4 | Desjardins Insurance | $1,492 |
| 5 | Johnson | $1,499 |
| 6 | Coseco | $1,514 |
| 7 | Belairdirect | $1,553 |
| 8 | Gore Mutual | $1,599 |
| 9 | Pembridge | $1,776 |
| 10 | Coachman | $1,788 |
| 11 | CAA | $1,953 |
| 12 | Economical | $1,977 |
| 13 | Allstate | $1,985 |
| 14 | Aviva | $2,048 |
| 15 | Intact | $2,080 |
| 16 | Wawanesa Insurance | $2,193 |
| 17 | Echelon | $2,295 |
Most Expensive Auto Insurer in Greater Sudbury
As per the above comparison chart, we calculated the highest car insurance quote for Echelon Insurance. Their average annual car insurance premium was $2295. They provide insurance to high-risk clients who were denied coverage by other insurance companies. So, this could be the last resort before approaching the Facility Association. The difference in premiums between their quote and the lowest quote was $870. So, there is a variation of about 35%. Wawanesa Insurance had the next highest quote for car insurance as per our comparison. Their average annual car insurance premium was $2193. So, the difference in the premiums between their quote was $102 lower than the quote by Echelon.
Cheapest Auto Insurer in Greater Sudbury
The comparison showed us that Travelers (Dominion Product) had the lowest quote for car insurance in Sudbury. Their average annual quote for car insurance was $1425. The Co-operators had the next lowest quote for car insurance as per our calculation. The annual premiums were $30 higher than the former.
Car Insurance in Greater Sudbury Neighborhoods
| Neighborhoods | Car Insurance can be as low as |
| Capreol | $946.00 |
| Happy Valley | $946.00 |
| Nickel Centre | $946.00 |
| Onaping Falls | $946.00 |
| Rayside-Balfour | $946.00 |
| Valley East | $946.00 |
| Walden | $946.00 |
| Wanup | $946.00 |
| Downtown | $946.00 |
| Flour Mill | $946.00 |
| Bell Park | $946.00 |
| New Sudbury | $946.00 |
| South End | $946.00 |
| West End | $946.00 |
| Minnow Lake | $946.00 |
Comparison Of Car Insurance In Neighborhoods Of Greater Sudbury
As per the above chart, we noticed that the annual car insurance premiums were the same for all areas in Sudbury. The average annual cost of car insurance calculated was $946. So, there was no scope to compare rates in various neighborhoods. When compared to other Canadian cities, the average car insurance cost was lower.
Road Safety & Tips For Driving In Greater Sudbury
The road safety and traffic control are managed by the Traffic and Transportation Department of Sudbury. There are 2 sections in this department that take care of traffic control.
- Traffic Engineering
- Transportation Planning & Development Control
Traffic Calming Plan in Greater Sudbury
Traffic calming initiatives in Sudbury has been aimed at improving road safety by reducing collisions. The following measures help to implement traffic calming.
- Enhance living conditions in neighborhoods by improving road traffic
- Increase the safety of all road users including pedestrians, motorists, and cyclists.
- Implement programs to prevent crime. Curb access to roads by closures and directional restrictions.
- Increase redevelopment of urban areas.
Pothole Management in Sudbury
There are many collisions and property damage due to potholes when not repaired. So, the city of Sudbury aims at reducing the number of potholes and acting on requests to repair them. The private contractors and city workers are employed for patching potholes all around the year. This repair is mainly done by using a cold mix or hot mix patching. At times, asphalt is also used for patching at certain times of the year. There are experiments done to check the durability and optimum repair methods for potholes. At the same time, motorists who drive heavy vehicles may also contribute to these efforts. This can be done by minding the legal load limits to ensure there is no overloading on the roads that damages the road structure and pavements.
Capital Operating Budget for Road Infrastructure of Greater Sudbury
The operating budget of 2017 proposed many initiatives to improve the road structure of Sudbury. The main focus is on road repairs and ensuring that the funding for road improvement projects is sufficient. Repair of existing road structures and renewing transportation networks will be very actively monitored. The capital budget spent on infrastructure had been very high in 2009 at an estimated $32.8 million. Now for the upcoming year, the capital budget is estimated to be around $133.6 million. This includes the road project for Maley Drive at an estimated budget of $80.1 million. This shows that the federal and provincial governments have partnered to improve the road designing and safety of Sudbury with greater focus.
Road Safety Initiatives In Greater Sudbury
The city of Sudbury has proposed a draft for Transportation Master Plan. This plan will be given for review to the city council. This master plan aims at improving the transportation network in Sudbury to ensure greater safety for pedestrians, motorists, and cyclists at all times by 2031.
In 2010, there were about 70 cases of collisions involving pedestrians in the City Sudbury. The number of fatal collisions involving pedestrians at crossings was 2. Most of these collisions occurred at the corridors of Paris Street, Lasalle Blvd, and Notre Dame Avenue. The following tips for drivers may be very simple but effective in reducing collisions and improving road safety.
- Ensure that the windows and windshields are clean and do not obstruct the view.
- Be more alert when motorists are advancing or driving around and be cautious when stopping.
- Allow enough space for the pedestrians on a crosswalk to ensure safety. Do not drive until the pedestrian has safely crossed over.
- Be careful when turning left and especially at intersections it is advised to watch out for pedestrians.
- Prepare to stop if jaywalkers are about to cross without warning and avoid collisions.
- Get ready to stop when nearing a cross street by decreasing speed. This will allow more time to stop before entering busy areas such as zones for schools, playgrounds, and intersections.
* Methodology
For the survey, we assumed that the auto insurance premiums are for a 35-year-old man who owns his car Honda Civic model 2012. The credit rating is good and he has basic liability coverage. The annual mileage ranges from 5,000 to 8,000 with no traffic tickets in the last 5 years.
Insurance quotes shown here are examples only. The lowest cost insurance provider depends on numerous factors related to the car, driver, location, and driving conditions. There’s no guarantee that the lowest rate provider in these examples produces the lowest rate for every driver.
About the Author: Ashley Miller
