Whenever you drive on Canadian roads, you need to make sure that you have a proper license. On top of that, you also need to make sure that you have auto insurance. No matter where you drive on Canadian roads, you need to have an auto insurance policy. Getting an auto insurance policy can be a little complicated for foreigners. You need to make sure that you have an international driver’s permit or a Canadian drivers license to be able to get a car insurance policy. If you do not have one of these things, it is highly unlikely that an insurance company is going to sell you an insurance policy. Make sure that you have these on hand when you’re calling and getting into contact with insurance companies as they will need them to issue you a policy.

How Difficult Is It for Foreigners to Get Insurance in Canada?

foreigners

It isn’t all that difficult to get a Canadian license if you are a foreigner depending on where you are from. However, you may have to go through the Canadian graduated license system. There are some countries which allow you to simply transfer your home country’s license to a Canadian license. You will have to see if this is an option for you if you are moving here. Most people are able to get a Canadian license one way or another. You simply have to know the rules of the road and be able to drive safely on the road.

How Do Foreigners Get Insurance in Canada?

In order to be able to get insurance in Canada, you need to get an international driving permit. Another way of being allowed to drive in Canada is to simply get a Canadian drivers license. However, if you plan to move back to your home country, on or just visiting Canada for more than three months, you should get an international driver’s permit. This permit allows you to be able to drive in Canada for a period of up to one year. Insurance companies are going to want to see either a Canadian drivers license or an international driving permit to sell you insurance.

How Do You Get a Canadian Drivers License?

Canada has a graduated licensing system in place. This licensing system helps keep uneducated, inexperienced drivers off of the road. When you are new to driving, you can get a learner’s permit. However, this learner’s permit requires a licensed driver to be sitting in the passenger seat to guide you around. The second step in the licensing process in Canada allows you to be able to drive on your own. However, there are several restrictions on your license such as the number of passengers you can carry and 0% alcohol content in your system. To be able to get this license you do have to complete and pass a road test proving that you have the skills to be able to drive on your own. The final step in the licensing process is to do one final road test proving you are ready to traverse traffic without the extra limitations

Does My Foreign License Work in Canada?

drivers license

Yes, your foreign license should work in Canada for a period of up to three months. After three months, you’re going to need to have a valid Canadian drivers license or an international driver’s permit to be able to legally drive in Canada. Whenever you are traveling to Canada, you need to consider how long you are going to be there for. If you think that you might be in Canada for longer than three months, you need to an international driver’s permit before you leave your country. Once you get to Canada, you cannot get an international driver’s permit.

Will My Insurance from My Home Country Cover Me to Drive in Canada?

Usually, insurance companies have policies that allow you to be able to travel in foreign countries for a period of up to 30 days. In Canada, you are allowed to drive for up to three months. You can do so without a Canadian drivers license or an international driver’s permit. However, in Canada, you need to legally have insurance coverage to be able to drive on the road. Usually, without notifying your insurance company, you will only have coverage for 30 days of driving in Canada. Due to this reason, it is always best to contact your insurance company to make sure that you have proper coverage to drive in Canada. You might want to add some additional coverage to your insurance policy to make sure that you don’t land yourself in financial trouble while you are on vacation.

How Do You Get an International Drivers Permit As a Foreigner?

international permit

In order to be able to get an international driver’s permit, you need to contact a governing body in your home country. Different countries have different names for service centers that you can visit to get an international driver’s permit. Your home country may have certain regulations that you have to meet in order to be able to get an international driver’s permit. Should you have any questions about getting an international driver’s permit it is best to contact your local service center. They will have the best knowledge about the subject and should be able to fill you in. It is best to do this well before traveling to Canada so you aren’t left scrambling at the last minute.

To Conclude

Getting car insurance in Canada as a foreigner can be a confusing process. It is always best to make sure that you have your insurance figured out before you leave your home country. Should you decide that you need a Canadian drivers license, it is best to apply as soon as possible. The graduated Canadian licensing system takes some time to go through. However, it is also important to keep in mind that your previous driving experience may transfer over to Canada. You might be tested on your knowledge when moving over as no one wants unsafe drivers on the road. However, Canada has pretty similar driving laws to most of the rest of the world. Generally, with a bit of studying and practice, it shouldn’t be too hard to pass any driving based tests.

Resources:

https://www.dmv.org/insurance/canadian-car-insurance.php
https://www.ontario.ca/page/drive-ontario-visitors