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Which Subaru Model is Cheapest to Insure:

Subaru ModelsMontrealTorontoCalgaryEdmontonOttawa

Facts about Subaru:

  • Subaru is currently the 22nd largest auto manufacturer in the world
  • Subaru used to be known as Fuji Heavy Industries
  • They are based out of Japan
  • Almost all Subaru vehicles have all-wheel drive
  • They were founded July 15th, 1953

Buying a Subaru:


Subaru is known for having cars that are reliable and relatively fast. These cars have been around for a long time and although you may not see a ton of them on the road, they do produce a wide range of cars to suit a variety of budgets. These cars aren’t exactly luxury class. Instead, Subaru appeals to the working class and people who are looking for affordable vehicles.

Starting out on the low-end of the spectrum as far as money is concerned, you do have a few options to choose from. Subaru’s lowest MSRP car is the Impreza. This all-wheel-drive design has a decent amount of speed and pretty nice features on the interior of the car. The car is relatively simple in terms of look and design but is great for someone looking for a quality car on a budget.

A moderate budget for a Subaru will also get you a few different vehicles. You can pick up an SUV in a Forester or a Crosstrek. You also have the option of picking up a Legacy, which has a little more power than the Impreza and a little more storage space. These moderate-budget cars are very nice if you can afford them, but they don’t work for everyone’s budget.

If you are looking for a top-of-the-line Subaru, you have a few different options that you can choose from. One of the most popular options is the Subaru WRX or the Subaru WRX STI. These cars have a lot of power and are extremely fun to drive if you don’t mind visiting the gas pump more often. A few other popular SUVs are available in this price range. You can grab a Forrester or an Outback SUV if you are looking for more storage in your vehicle.

Pros of Subaru Cars:

  • If you are looking for reliability, Subaru is known for it
  • Subaru cars are not over the top expensive to fix
  • Subaru almost always has very good safety ratings on their vehicles, which is always nice
  • Base model Subaru cars almost always have AWD
  • Base model Subaru’s have a lot of interior features compared to other manufacturer’s base model vehicles

Cons of Subaru Cars:

  • These cars are not super fuel efficient due to their AWD
  • The AWD on Subaru’s may require more maintenance than that of a front-wheel drive model

List of All Subaru Models in Canada

B9 TribecaLoyale
ForesterWRX STi
Impreza WRXXV Crosstrek
Impreza WRX STiXV Crosstrek Hybrid

Subaru and Auto Theft:


Since Subaru’s aren’t the most common vehicles on the road, they don’t get stolen a ton. People love to get their hands on the high-end Subaru models such as the WRX, but as with any vehicle, you can make sure that you take proper precautions. If you lock up your car and don’t leave valuables on the inside and insight, you are less likely to have your car broken into. The best way to protect yourself from theft, however, is to get comprehensive insurance. If you happen to be that one car in a thousand that gets stolen and you don’t have insurance, you are going to be down a whole lot of money and a vehicle. It is definitely better to be safe than to be sorry.

Subaru and Your Safety:


One of the best things about Subaru vehicles is that they have a lot of pride in their vehicles and safety is a huge priority. Subaru does many things, even to their lower-end models in order to make their cars as safe as possible for their customers. Here are some of the things that Subaru incorporates to give you some peace of mind:

Electronic Stability Control:

Subaru incorporates sensors into their cars that detect if and when the car is not moving in the direction that you desire. This system is designed to maximize traction by applying brakes to certain tires, altering engine speed, and adjusting the torque. You never know if and when you might lose control and panic so it is definitely nice that your car will take these steps for you in order to prevent or reduce the impact of an accident.

Driver Assist System:

This feature is available on many Subaru models and can definitely help to prevent an accident from occurring. The driver-assist system consists of adaptive cruise control, which adjusts your speed to the car in front of you. The system also consists of pre-collision braking, which will automatically brake you if it sees a sharp braking situation in front of you. Another awesome part of this system is a lane departure alert warning, which goes off if you start to get a little too close to the opposite lane.

Blind Spot Detection

Another awesome safety feature that Subaru’s have is blind-spot detection. This system is designed using radar to detect and warn you if a car is located in your blind spot. Another really nice thing to help prevent cars from driving in your blind spot is the use of flashing indicators on the mirror. These indicators will let you know if a vehicle is coming up fast in the lane next to you and can certainly prevent accidents from occurring.

Safety Ratings for a Subaru:

If you want to truly see how safe a vehicle is, you may want to look to see how the car did when it was actually crashed. There are lots of tests done on cars to prove that they are safe and putting them through a series of different crashes is one way to test to see how the passengers inside will fare in the case of an accident. Here is a chart portraying some of the results in IIHS tests for main Subaru models and how they fared when they were put through a series of different crashes:

ModelSmall Overlap FrontModerate Overlap FrontSideRoof StrengthHead Restraints and Seats

About the Author: Ashley Miller

Ashley is an insurance content professional and very knowledgeable on all related subjects. Ashley has over 12 years of insurance content writing experience working with various insurance companies throughout her career.