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Which Jaguar Model Is Cheapest to Insure:

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Facts about Jaguar:

  • Jaguar is a British luxury brand of vehicle
  • The company has its headquarters in Whitley, Coventry, England
  • The company is owned by Tata Motors
  • Jaguar merged with Land Rover in 2013 to create Jaguar Land Rover
  • The company was founded in 1934

Buying a Jaguar:


Jaguars are most definitely considered to be luxury vehicles. These are vehicles that are recognized all over the world for their unique designs and awesome interiors. Most old Jaguars are considered to be classic vehicles and are often highly sought after by collectors. Jaguars are by no means cheap luxury vehicles, but they do have a few lower-end models that aren’t unreasonably priced for the average person. Here is a breakdown of what Jaguar has to offer:

Starting at the low end of the budget, you can grab a Jaguar XE or a Jaguar XF. These cars have many different packages that you can choose from if you want to increase the size of the engine or if you want to change up the interior. Either way, you are getting a pretty fast luxury car that looks amazing and that will definitely turn some heads out on the road.

If you are looking for an SUV and want to pay a moderate budget, you can pick up a Jaguar E-Pace or F-Pace. These vehicles don’t sport the most massive engines, but they do have very nice interiors and a good amount of storage. The nice thing about these SUVs is that they have a refreshing look to them that definitely stands out amongst other SUVs on the road. For a moderate budget, you may also want to consider grabbing a Jaguar F-Type. This car sports a larger engine than the XE and XF vehicles that Jaguar makes and it also has a sportier exterior look, which a lot of people love.

Getting into the high budget range for a Jaguar, you have a few different options to pick from. The Jaguar XJ is one of those great options. This sedan offers a blend of extreme luxury and performance. The rear seats in this vehicle have screens built into the headrests in front. The car itself sports a Supercharged V8, which has 550 horsepower and can come in available all-wheel drive if you desire.

Pros of Jaguar Cars:

  • The cars definitely turn heads as a result of their appearance
  • Tons of optional packages are available for these cards if you want to upgrade the interior or exterior
  • Jaguar does make some diesel cars, which is something that some people like
  • These cars all have amazing interior designs that are extremely comfortable

Cons of Jaguar Cars:

  • These cars do have high MSRP prices and packages are expensive as well
  • Repairs on these cars are difficult and expensive
  • Depending on where you live, you might have to travel to get your hands on one of these vehicles

List of All Jaguar Models in Canada

Vanden PlasXKR

Jaguar and Auto Theft:


Due to the high price of Jaguar’s and the high price of parts, they are most definitely a car that is prone to auto theft. Word can get around pretty fast that you own a luxury car, which can definitely make you a target for theft. It is a good idea to make sure that you keep your car locked and it may not even be a bad idea to have surveillance in place to help protect your investment. In addition, you should also make sure that you get some comprehensive insurance coverage for your Jaguar so that you will be protected and paid in the event of your car being stolen or in the event of your car being broken into or damaged.

Jaguar and Your Safety:


Due to the high value of these cars, they definitely do not lack safety features. Jaguar packs a lot into their car designs in order to keep you as safe as possible out on the road. If they don’t have a safety feature in their base model, you will most likely find what you are looking for in optional packages for the car, which is always nice. Here is a list of some of the great safety features Jaguar offers:

LED Headlights:

Seeing is one of the most important aspects of driving. Luckily, Jaguar puts quality bulbs into all of their vehicles and makes sure that the car produces extremely good quality light when high beams and low beams are on. In addition, Jaguar also has an available high beam assist that dips the headlights lower when there is an oncoming vehicle.

Lane Departure:

When you are driving it only takes a split second for you to lose attention and get into an accident. This can happen to the best of us and it can happen at any time out on the road. Jaguar has incorporated a system that detects and notifies you when you are unintentionally drifting into the opposite lane. Another great thing about this feature is that it does not yell at you for doing this, it instead vibrates the steering wheel and shows you a visual alert.

Adaptive Cruise:

If you are driving a regular vehicle on a cruise and start to get too close to a vehicle, your car will not slow you down. We all know that we probably don’t pay quite as much attention when set on a cruise, but Jaguar has this covered. Jag’s will automatically keep you at a safe distance to the car in front of you and will speed up or slow down so that you can maintain distance and control at all times.

Safety Ratings for a Jaguar:

One thing that is unfortunate about Jaguars is that they often don’t get crash tested as a result of being such a high-end luxury car. This does not mean that the car is unsafe, but it does mean that you are going to have to base your decision on what sorts of safety features they offer and whether or not you trust the company with their designs. Luckily, Jaguars have been around for many years and have had tons of opportunities to tweak different aspects of the car to maximize your safety. You should feel pretty confident when buying a Jaguar as a result of this but you, unfortunately, do not have crash-based statistics to go off of when making a decision.

About the Author: Ashley Miller

Ashley is an insurance content professional and very knowledgeable on all related subjects. Ashley has over 12 years of insurance content writing experience working with various insurance companies throughout her career.