Compare Car Insurance Quotes

In 3 Minutes, Save 32% on Average. Compare Quotes from 50+ Providers for Free!


Which Hummer Model is Cheapest to Insure:

Hummer ModelsMontrealTorontoCalgaryEdmontonOttawa

Facts about Hummer:

  • Hummer is a division of General Motors
  • The company was a brand of trucks and SUV’S that was put out and marketed in the year 1992 and was made until the year 2010
  • The company made the last Hummer on May 24th, 2010
  • Hummer had its headquarters in Detroit, Michigan
  • Hummer had a large military contract and made a lot of vehicles for the military back in the day

Buying a Hummer:


Since it is now impossible to find a brand new Hummer, you are going to have to look on the used car market in order to find one of these vehicles. Hummer’s are fairly good quality vehicles so it is likely that you will be able to find a fair few of them on the marketplace. The more time that has passed since 2010, the more likely it is that these vehicles are going to require more maintenance as they will have higher and higher km on them as a result of being driven. You should be able to grab a Hummer for a pretty reasonable price tag nowadays as a result of the brand vehicle being at least seven years old. This is a very good vehicle to purchase if you want to have storage space, don’t mind buying a used vehicle and you are on a budget.

Pros of Hummer Cars:

  • GM made these vehicles quite large, which means that you have a lot of storage capacity
  • These vehicles generally had pretty good-sized engines so that you could tow things if you desire
  • The vehicles are no longer made, but it is a name that almost everyone still knows and respects on the market
  • These vehicles have quite a lot of room for passengers and the driver, which is always nice

Cons of Hummer Cars:

  • These larger vehicles tend to use a lot of gas
  • There are no new Hummer’s available, which is not good if you are looking for a new vehicle
  • Parts for these vehicles are harder to come by since it is no longer produced

Hummer and Auto Theft:


Since Hummer’s are older vehicles and not worth as much money as a new vehicle anymore, you don’t have to worry quite as much about theft. However, that is not to say that if you don’t have a nice Hummer it won’t be stolen or broken into. If you can’t afford the price of a new car though or just want to be covered if someone breaks in or steals your vehicle, you are best to pick up comprehensive insurance coverage for it. This will protect you much better than any kind of security will and although comprehensive insurance will cost you some money, it will be much less than what it would cost you to get a brand new vehicle.

Hummer and Your Safety:


One really nice thing about owning a Hummer is that you have a large vehicle. Even if the vehicle is not the best equipped for a collision, you at least have large size playing to your advantage. The larger the vehicle you have, the more things that are between you and the object that you are hitting. Hummer usually did fairly well for safety and they had a few commonplace safety features in their vehicles that we will go over:


Hummer always attempted to make it easy for the driver to control the vehicle. This was fairly important for Hummer as a result of the large size of the vehicle and how difficult a large-sized vehicle is to maneuver. It is for this reason that Hummer incorporated things like blind-spot monitoring so that you always would know when someone was beside you and things like a lane departure warning system that warned you when you were drifting too close to the opposite lane.

Air Bags:

One great thing about owning a Hummer is that there are a ton of airbags hidden in the design of the vehicle. Hummer’s are such large vehicles that the manufacturer was easily able to jam in things like side head airbags, side airbags, and rear body airbags as well as rear airbags. Extra airbags certainly never hurt anyone, in fact, you are much better off having these extra bags as they will help to protect you in the case of someone hitting you from the side.


If you want to make sure that you are seen on the road, then lighting is of the utmost importance. Hummer often incorporated turn signal mirrors to help other people see where you were headed on the road. Another thing that Hummer did was install auto-on and auto-leveling headlights so that you would not blind oncoming cars with your high beams and end up causing an accident.


If you want to be able to stop fast, you need to make sure that the vehicle you are buying has solid brakes installed. Hummer often had electronic stability control in its design that would hit the brakes for you if the car noticed that you no longer had control of the vehicle. This is an ideal safety feature as oftentimes people panic when they lose control so it is ideal that Hummer has your back in this case.

Safety Ratings for a Hummer:

One great way to tell if you are actually interested in picking up a Hummer is to look at how it performed when it was crashed. The IIHS and NHSTA have crashed Hummer models over the years in order to see how they performed. This is ideal for you since there are no new Hummer’s available. The other great thing about Hummer’s being so old is that if you look up common problems, you will likely be able to find everything that you could potentially have issues with down the road by grabbing one of these vehicles. Here is a chart we made showing you the IIHS results for various Hummer models:



ModelModerate Overlap FrontSide ImpactHead Restraints and Seats
2010 Hummer H3AcceptableAcceptablePoor


About the Author: Ashley Miller

Ashley is an insurance content professional and very knowledgeable on all related subjects. Ashley has over 12 years of insurance content writing experience working with various insurance companies throughout her career.